Peralta Benefits Information Center
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Welcome Peralta Retirees

Welcome to the Peralta Colleges Retiree Benefits Information Center provided by PSW Benefit Resources, our Insurance Broker. Here you will find the latest retiree benefits related material to include:

  • Insurance Carrier Contact Information
  • Insurance Carrier Benefit Summaries
  • Prescription Drug Ordering Information 
  • Enrollment Change Forms
  • Life Insurance Information
  • Benefit Assistance
Latest Newsletters
Special Events for 2014!

Frequently Used Downloads

San Mateo Medical Center is ceasing to contract with ANY insurance carrier effective 8/24/14.  The hospital indicated they no longer wish to contract commercially with health plans given their business is primarily with Medicare and Medicaid patients.  If you have any questions or need assistance with locating contracted facilities, please contact PSW Benefit Resources at 877-866-2623 and a team member will be happy to assist.

Caremark Rx has changed their name to CVS Health. References to Caremark Rx on this site have been restated as CVS Health. The new website is Documents with updated branding are forthcoming.

Get familiar with the Kaiser HMO enrollment process and how to get started with Kaiser Permanente via this informative video presentation. Click to View

Peralta Community of Retirees, Staff & Faculty! Join us for the Peralta Benefits Fair Monday, May 12, 2014 for workshops, free information and more! See the Peralta Benefits page for more details.

Good News! CoreSource has a just launched a brand new web portal! The consolidated, personalized member portal from CoreSource is simple to use with a new look and feel that we believe makes navigation and retrieval of information easier and faster. Please view the presentation and read the brochures below for further information: Website Brochure

MyCoreSource Members Guide

Did you know that some of our insurance carriers have mobile apps or mobile versions of their websites? These allow you to use your smartphone or handheld device to quickly and conveniently access information such as coverage details, carrier contact information, provider searches and more!

Annual Survey happening now! Help us plan for upcoming events and communication strategies! Click here to complete the survey: What types of fun activities and informative workshops would you like to attend, what do you think of wellness incentives, what types of articles would you like to see in the Benefits Newsletter? The Benefits Office is anxious to hear from you! Only 9 questions.

Peralta Community College District and Sutter Health are pleased to provide you with the enclosed information to help you stay on top of your health.

The District is offering and early retirement incentive for current, active and eligible employees. Read the newsletter for details.

Take our employee/retiree activity survey – how do you want to have fun with the Peralta Community? Interested in a group cruise? Do you want to help plan the District-wide picnic for peralta employees, retirees at Marine World/Six Flags in Vallejo? Answer a few questions, give us your feedback?

Take the Survey Here

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Health & Wellness TIps

Though the common cold and seasonal influenza share several symptoms, there are points of differentiation that will help you identify which you may have and seek proper treatment. It is important to tell the difference, as the flu can result in more serious health complications, while the cold likely will not.

Maintaining good posture is a simple yet effective way to keep the structures in the back and spine in good working order. In fact, good posture and back support are essential in reducing back and neck pain. Even sitting at a desk all day can wreak havoc on the back and neck, and result in painful strains.

Vision problems affect one in 20 preschoolers and one in four school-aged children. Vision problems can begin at an early age; therefore it is important that children receive proper eye care. Untreated problems can worsen and lead to permanent vision loss and delayed development. Because it is possible for your child to have a serious vision problem without being aware of it, infants should be screened for common eye problems during their regular pediatric appointments.

H1N1 flu is an infection caused by the influenza A virus. It is a respiratory disease of pigs; however, human cases of H1N1 have been identified in the U.S. as well as internationally. The Centers for Disease Control and Prevention (CDC) has determined that H1N1 is contagious and is spreading from human to human.

Sun exposure is the most preventable risk factor for skin cancer, including melanoma. You can have fun in the sun and decrease your risk of skin cancer. Here are some tips on how to safely enjoy your time in the sun.

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Benefits News

Effective for plan years beginning on or after Jan. 1, 2014, the Affordable Care Act prohibits group health plans and issuers from imposing pre-existing condition exclusions (PCEs)on any enrollees. Prior to 2014 plan years, the ACA prohibits PCEs for enrollees who are under 19 years of age. The ACA’s restrictions on PCEs apply to both grandfathered and non-grandfathered plans.

The Supreme Court ruled that the Defense of Marriage Act’s (DOMA) exclusion of same-sex unions from the federal definition of marriage “is unconstitutional as a deprivation of the equal liberty of persons that is protected by the Fifth Amendment.”

The Department of HHS issued two rules addressing the preventative care requirements in the Patient Protection and Affordable Care Act (PPACA). Health Insurance plans must cover birth control as preventive care for women without cost sharing. This requirement is part of the PPACA legislation passed March 23, 2010. The guidelines will provide coverage for women’s preventive care under the health care law. These coverage guidelines are, in effect, as of August 1, 2011, although compliance is not required until the renewal date of the plan following August 1, 2012.

On June 28, 2012, the last day of its current term, the U.S. Supreme Court announced its decision on the constitutionality of the health care reform law. The Court upheld the entire law, holding that Congress acted within its constitutional authority when enacting the individual mandate. This means that the health care reform law will continue to be implemented as planned and provisions that are already effective will continue.

The Patient Protection and Affordable Care Act (PPACA) requires employers to report the aggregate cost of employersponsored group health plan coverage on their employees’ Forms W-2. The purpose of the reporting requirement is to provide information to employees regarding how much their health coverage costs.

The Internal Revenue Service has issued the 2014 optional standard mileage rates used to calculate the deductible costs of operating an automobile for business, charitable, medical or moving purposes.

Effective immediately, employers are required to provide a reasonable space and time for nursing mothers for one year after their child’s birth. This space must be an enclosed location, other than a restroom, and protected from intrusion of the public and coworkers.

If you are eligible for Medicare or know someone who is, this news article from CMS is very important.  CMS has issued a news alert to Medicare Beneficiaries on schemes aimed at the Medicare Drug Program.  (Click Read More... to see the CMS News Alert)

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